What type of insurance is typically NOT covered under general liability policies for contractors?

Workers' compensation insurance is specifically designed to cover injuries or illnesses that employees might sustain while on the job. This type of insurance is distinct from general liability insurance, which primarily protects contractors from third-party claims of bodily injury, property damage, and personal injury that might occur during their business operations.

General liability policies typically cover risks such as property damage to others, bodily injury claims, and personal injury, which includes issues like slander or copyright infringement. However, they do not provide coverage for injuries to the contractor's own employees, which is the role and purpose of workers' compensation insurance.

Therefore, workers' compensation is the type of insurance that is not included under general liability policies, making it essential for contractors to have a separate workers' compensation policy to comply with legal requirements and provide protection for their employees.